Clients lean on Joe during some of the most challenging periods in their lives. Conversations often explore family dynamics, intergenerational priorities and charitable donations. Taking time to build relationships, she knows her clients well. Most of her work comes from clients as life changes or is referred off the back of her reputation for handling each matter with professionalism, care and discretion.

Joe’s day-to-day style is centred on people: listen first, ask the right questions, test the plan against life as it is actually lived, so drafting and planning aligns with what matters most over time. Clients and referrers tend to remark on her calm, plain-speaking manner and the reassurance that comes with her empathetic approach, careful guidance and well explained advice. Clients often leave meetings with greater confidence in their choices and clarity on when advice will need revisiting.

On estate planning, Joe is realistic about what good advice requires. Tax driven arrangements can be intricate and, at times, irreversible. She builds in time for clients to think, and she challenges “let’s get it done before the Budget” instincts where that would risk long-term objectives. Expect staged work from her team, with defined steps and fee ranges, and practical coordination with accountants and financial planners so decisions reflect both the numbers and real world needs.

Joe’s professional engagement includes membership of the Society of Trust and Estate Practitioners (STEP), reflecting her commitment to high standards and access to quality training across the private client field.